Student loans are borrowed money that must be repaid, with interest, just like car loans and home mortgages.  Loans are legal obligations, so before you take out a student loan, think about the amount you'll have to repay over the years and borrow wisely. 

Federal student loans require the completion of the Free Application for Federal Student Aid (FAFSA) annually.

Types of loan:

• Federal Direct Stafford Loan
  • Learn About Federal Stafford Loans and borrowing limits
  • Loan Counseling and Master Promissory Note 
• Federal Perkins Loan
  • Learn About Federal Perkins Loans
  • Perkins Loan Counseling Steps 
• Federal Direct Parent (PLUS) Loan
  • Application Process
• Consolidating Your Loans
  • Learn About Consolidation Loans
  • Frequently Asked Questions
    

How to Cancel a Loan

Exit Loan Counseling

Federal Perkins Exit Loan Counseling

How Much Have I Borrowed?

Borrow Wisely

For more detailed information about federal student loans, visit
The Department of Education's website by clicking on the logo.



Your Federal Student Loans: Learn the Basics and Manage Your Debt can help you learn more about federal student loan debt.  You can find this publication at www.FederalStudentAid.ed.gov.

Student Loan Ombudsman - The U.S. Department of Education has established a Student Loan Ombudsman as a liaison for student complaints and for resolution of student loan problems.  You may contact the Ombudsman's Customer Service Line at 1-877-557-2575 or online at www.fsahelp.ed.gov.