Emily comes from a family of five and is one of two children enrolled in college. After calculating her potential financial aid offer, her total annual out-of-pocket cost at USF is $10,590.

Dad's annual income

$46,500

Mom's annual income

$49,300

Emily's annual income

$5,000

Parent's net worth of investments

$42,000

Expected Family Contribution (EFC)
(Results of federal financial aid application form.)

$9,103

USF 2020-2021 tuition, room and board

$27,290

Expected Family Contribution (EFC)

-$9,103

Equals Family Financial Need

$18,187

Emily's ACT Score

28

Emily's high school GPA

3.75

Emily's potential financial aid award

President's Academic Scholarship

$3,500

Additional USF scholarships and grants

$6,200

Federal Work Study

$1,500

Federal Direct Loans

$5,500

Emily's potential financial aid award

$16,700

Emily's out-of-pocket cost

$10,590

Emily still has the opportunity to apply for outside scholarships and can pay her final out-of-pocket cost of $10,590 in a monthly payment plan, through a federal parent loan or with private alternative loans.