Student loans are borrowed money that must be repaid, with interest, just like car loans and home mortgages. Loans are legal obligations, so before you take out a student loan, think about the amount you'll have to repay over the years and borrow wisely.

Federal student loans require the completion of the Free Application for Federal Student Aid (FAFSA) annually.

Types of loan:


Federal Direct Parent (PLUS) Loan

Consolidating Your Loans

Additional Resources

Logo: Federal Student Aid - An Office of the U S Department of Education

Visit Federal Student Aid for additional information about federal student loans.

Student Loan Ombudsman - The U.S. Department of Education has established a Student Loan Ombudsman as a liaison for student complaints and for resolution of student loan problems. You may contact the Ombudsman's Customer Service Line online.